SAR (RBI DATA LOCALISATION) AUDIT
SAR audit for RBI payment data localisation
We help you prove that payment data is stored only in India, as RBI requires.
Data flow mappingStorage verificationRBI-ready report
What is a SAR audit?
A System Audit Report (SAR) audit checks whether a payment system operator stores all payment system data only in India, as required by RBI's 2018 direction on storage of payment system data. It reviews data flows, storage locations, backups, cross-border processing and deletion, and the report is submitted to RBI.
Payment data must stay in India.
We trace every place payment data goes and close any gaps before the audit.
What we cover
Payment data flow mapping
Storage and backup locations
Cross-border processing and deletion
Third-party and cloud providers
Access and security controls
How it works
01
Scope
Systems and data in scope.
02
Map
Trace data flows end to end.
03
Verify
Check storage and deletion.
04
Remediate
Fix gaps.
05
Report
Audit report for submission.
What you get
✓
Data flow diagram✓
Gap report✓
Evidence pack✓
System Audit Report supportWho needs it?
✓
Payment system operators
✓
Payment gateways and aggregators
✓
Card networks and wallet providers
✓
Banks and partners handling payment data
Why HostX
Payments know-how
RBI-focused team.
Technical depth
Cloud and data flow checks.
One team
Links to RBI audit and VAPT.
Related services
Frequently asked questions
Payment system operators authorised by RBI, covering their systems and service providers that store payment data.