CICRA AUDIT
CICRA audit for credit information security
We check how credit information is protected, accessed and shared, as CICRA requires.
What is a CICRA audit?
A CICRA audit reviews how credit information companies (CICs) and their member credit institutions protect and handle credit information under the Credit Information Companies (Regulation) Act, 2005, its rules and RBI directions. It checks data security, access controls, accuracy, sharing practices and grievance handling.
Credit data needs strict protection.
We help CICs and members show that credit information is secure and handled correctly.
What we cover
Information security controls
Access to credit information
Data accuracy and updates
Data sharing with CICs
Grievance and dispute handling
How it works
Scope
Entity type and systems.
Review
Policies and processes.
Test
Technical and access controls.
Report
Gaps and risk ratings.
Close
Fix support and evidence.
What you get
Who needs it?
Credit information companies
Banks and NBFCs (CIC members)
Housing finance companies
Fintech lenders reporting credit data
Why HostX
BFSI focus
Experience with RBI audits.
Technical depth
Testing in-house.
One team
Links to RBI and VAPT audits.
Frequently asked questions